Consistently competitive rates, because your money matters.

Your money matters; of course it does. As we are a UK based fully licenced bank, you are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s depositor guarantee scheme.

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FSCS

As Vida is a UK based and regulated bank, all of our savings accounts are protected by the Financial Services Compensation Scheme (FSCS), which gives you automatic protection for up to £85,000 of your savings.

Safe, Simple and Secure

Our platform offers comprehensive security features, so you can open your account online, safely, in just a few minutes.

Need help?

Our UK based support team are on hand to help. See our opening hours for more information.

Our saving accounts

Whether you’re saving for a holiday, a home, or rainy day. We have savings accounts for you to choose from.

Fixed Rate Bonds

A Fixed Rate Bond allows you to lock away your money for a set amount of time. The interest rate won’t change during the fixed rate period, ensuring peace of mind as you’ll know exactly how much interest you’ll earn. So, if you have a lump sum to lock away and won’t need access to your cash, a Fixed Rate Bond may be the right account for you.

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Cash ISAs

A Cash ISA allows you to earn interest tax-free and doesn’t count towards your Personal Savings Allowance. We have a range of ISAs to choose from allowing you to get more from your money in a way that suits you.

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Notice Accounts

These accounts are great for savers who know when they'll need their money. You can add to your savings whenever you like and access your money with advanced notice, in exchange for a higher interest rate.

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Access Accounts

Access accounts give you the flexibility to add to your savings whenever you like, while still allowing access to your money. Whether you want the flexibility to dip into your savings, or you’re happy to limit withdrawals in exchange for a higher rate, our range of Access products will help you find the perfect fit.

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Featured savings products

Discover our great range of competitive savings accounts and start building a better financial future.

Defined Access ISA Issue 1

If you don’t want to lock away your money and are unlikely to make more than four withdrawals per year, our Defined Access ISA is right for you. Add money whenever you like and enjoy the flexibility of withdrawing and replacing your ISA funds, within the same tax year, without affecting your ISA allowance.

4.63%

AER

Start saving from £10, tax-free
Add money whenever you like, subject to your ISA allowance
Up to 4 withdrawals every 12 months without impacting your rate
Flexibility to spread your annual ISA allowance across multiple ISAs in Vida’s range

Learn more and apply

1 Year Fixed Rate ISA

Enjoy the peace of mind of a guaranteed interest rate, knowing exactly how much interest you’ll earn. This account is great for you if you have a lump sum and are unlikely to need access.

4.25%

AER

Start saving from £100, tax-free
Make unlimited deposits for the first 21 days, subject to your ISA allowance
Withdrawals are permitted, subject to loss of interest
Flexibility to spread your annual ISA allowance across multiple ISAs in Vida’s range

Learn more and apply

2 Year Fixed Rate ISA

Enjoy the peace of mind of a guaranteed interest rate, knowing exactly how much interest you’ll earn. This account is great for you if you have a lump sum and are unlikely to need access.

4.11%

AER

Start saving from £100, tax-free
Make unlimited deposits for the first 21 days, subject to your ISA allowance
Withdrawals are permitted, subject to loss of interest
Flexibility to spread your annual ISA allowance across multiple ISAs in Vida’s range

Learn more and apply

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Your money is protected by the FSCS

As Vida is a UK based bank, all of our savings accounts are protected by the Financial Services Compensation Scheme (FSCS), which gives you automatic protection for up to £85,000 of your savings.

Find out more

Helpful tools

Help with savings means more than just offering a great rate. Our helpful tools are designed to keep you on track with your savings goals.

Savings Calculator

Our handy savings calculator lets you see how much interest you can earn and how long it will take you to reach your savings goal. See how much you can save.

Calculate your savings

Manage your savings with our app

Use our mobile savings app to view your savings accounts quickly and all in one place. Now you can check your pounds and pennies whenever you want to, and wherever you are.

Download our app