FSCS
As Vida is a UK based and regulated bank, all of our savings accounts are protected by the Financial Services Compensation Scheme (FSCS), which gives you automatic protection for up to £85,000 of your savings.
Fixed Rate Bonds
A Fixed Rate Bond allows you to lock away your money for a set amount of time. The interest rate won’t change during the fixed rate period, ensuring peace of mind as you’ll know exactly how much interest you’ll earn. So, if you have a lump sum to lock away and won’t need access to your cash, a Fixed Rate Bond may be the right account for you.
Safe, Simple and Secure
Our platform offers comprehensive security features, so you can open your account online, safely, in just a few minutes.
Need help?
Our UK based support team are on hand to help. See our opening hours for more information.
Fixed Rate Bonds
If you know you don’t need to access your money for a set period, a Fixed Rate Bond may be exactly what you need.
AER
What's this?
Gross
What's this?
1 Year Fixed Rate Bond
AER
4.77%
Fixed
Gross
4.77% annually
4.67% monthly
Min balance
£100
Max balance
£85,000
2 Year Fixed Rate Bond
AER
4.59%
Fixed
Gross
4.59% annually
4.50% monthly
Min balance
£100
Max balance
£85,000
Terms explained
AER
AER, or Annual Equivalent Rate, shows what the interest rate would be if interest was paid and compounded once each year.
Gross
Gross interest is the taxable rate of interest you'll earn on your savings, before the deduction of UK income tax.
Min. balance
Is the minimum deposit amount needed to open the account.
Max. balance
Is the maximum balance allowed on the account, plus any resulting interest.
FSCS Protection
You’re protected by the Financial Services Compensation Scheme (FSCS) up to £85,000. Learn more.
Your money is protected by the FSCS
Your money is protected by the FSCS
As Vida is a UK based bank, all of our savings accounts are protected by the Financial Services Compensation Scheme (FSCS), which gives you automatic protection for up to £85,000 of your savings.
Find out moreHelpful tools
Our helpful tools are designed to keep you on track with your savings goals.
Savings Calculator
Our handy savings calculator lets you see how much interest you can earn on a range of savings accounts. You can see how much you’ll earn either by saving regularly or by saving a lump sum, or a combination of both.
Manage your savings with our app
Available 24/7, wherever you are, your savings are right at your fingertips. Just download and manage your Vida Savings accounts with our handy app.
Got a question? Visit our FAQs
Want to speak to us?
Ready to start your savings journey with us?
Before you start, you’ll need to...
- be 18 years or older
- be a UK resident
- have a UK bank account
- have a valid email address
If you need any help during your application, visit our FAQs.