FSCS
As Vida is a UK based and regulated bank, all of our savings accounts are protected by the Financial Services Compensation Scheme (FSCS), which gives you automatic protection for up to £85,000 of your savings.
Access Accounts
Access accounts give you the flexibility to add to your savings whenever you like, while still allowing access to your money. Whether you want the flexibility to dip into your savings, or you’re happy to limit withdrawals in exchange for a higher rate, our range of Access products will help you find the perfect fit.
Safe, Simple and Secure
Our platform offers comprehensive security features, so you can open your account online, safely, in just a few minutes.
Need help?
Our UK based support team are on hand to help. See our opening hours for more information.
Access Accounts
Access accounts give you the flexibility to build your savings, but still have access to your money.
AER
What's this?
Gross
What's this?
Easy Access Issue 1
AER
4.25%
Variable
Gross
4.25% annually
4.17% monthly
Min balance
£10
Max balance
£85,000
Defined Access Issue 2
AER
4.38%
Variable
Gross
4.38% annually
4.29% monthly
Min balance
£10
Max balance
£85,000
Terms explained
AER
What is this?
AER, or Annual Equivalent Rate, shows what the interest rate would be if interest was paid and compounded once each year.
Gross
Gross interest is the taxable rate of interest you'll earn on your savings, before the deduction of UK income tax.
Min. balance
Is the minimum deposit amount needed to open the account.
Max. balance
Is the maximum balance allowed on the account, plus any resulting interest.
FSCS Protection
You’re protected by the Financial Services Compensation Scheme (FSCS) up to £85,000. Learn more.
Your money is protected by the FSCS
Your money is protected by the FSCS
As Vida is a UK based bank, all of our savings accounts are protected by the Financial Services Compensation Scheme (FSCS), which gives you automatic protection for up to £85,000 of your savings.
Find out moreHelpful tools
Our helpful tools are designed to keep you on track with your savings goals.
Savings Calculator
Our handy savings calculator lets you see how much interest you can earn on a range of savings accounts. You can see how much you’ll earn either by saving regularly or by saving a lump sum, or a combination of both.
Manage your savings with our app
Available 24/7, wherever you are, your savings are right at your fingertips. Just download and manage your Vida Savings accounts with our handy app.
Got a question? Visit our FAQs
Want to speak to us?
Ready to start your savings journey with us?
Before you start, you’ll need to...
- be 18 years or older
- be a UK resident
- have a UK bank account
- have a valid email address
If you need any help during your application, visit our FAQs.
Speak to us
We’re open 9:00am to 5:00pm, Monday to Friday.
03 numbers are charged at standard call rates and are included in most mobile and landline operators inclusive minute packages.